🚀 CleverSplit™ is live! iOS & iPhone users can now split bills directly in Safari via our fast PWA. Launch CleverSplit PWA → • Download Android APK →
CleverCash Icon
CleverCash v1.1.1
Smart & Private Finance
100% Offline SQLite • Zero Ads • Cross-Platform CleverSplit™

Master your personal money & split expenses with zero friction.

CleverCash keeps your personal transactions strictly on your phone in high-performance local SQLite. Split shared bills with friends using CleverSplit™, settle debts with a seamless two-way handshake, and launch direct UPI payments on both Android and iOS!

AES Google Drive Backups
Instant UPI Deep-link
Offline SQLite Database
9:41
Total Net Balance Active
₹48,250.00
Income + ₹65,000
Expenses - ₹16,750
Goa Trip 🏖️
You are owed ₹1,450
2-Handshake
Recent Activity
Dinner with Friends
Dining • HDFC Bank
- ₹840
Freelance Payment
Income • ICICI Bank
+ ₹18,000
100%
Offline SQLite
Never touches a cloud server
2-Way
Handshake Split
Both parties agree on settlement
AES-256
Drive Backups
Encrypted with your private key
1-Tap
UPI Deep-Linking
Pay directly with GPay, PhonePe, Paytm

Engineered For Reliability

Everything you need. Nothing you don't.

Most expense trackers force you to upload your entire bank history to their servers. CleverCash runs entirely on your phone with zero lock-in.

Native SQLite Engine

Ultra-responsive, instantaneous queries and zero latency. Works on planes, subways, or remote spots without internet connection.

2-Handshake Group Settlements

Mutual confirmation ensures nobody marks a debt paid by accident. Settle directly with UPI or cash, with automatic notification alerts.

Encrypted Google Drive Backups

Back up your entire history, custom category icons, and settings to your personal Google Drive account encrypted with AES-256 and PBKDF2.

Direct UPI Integration

Add your UPI ID to your profile. When friends owe you money in a shared group, they can tap "Pay via UPI" to open any UPI app instantly.

15-Day Group Recycle Bin

Accidentally delete a group? Deleted group data is safely retained in a shared recycle bin for 15 days before permanent cleanup.

Custom Category Icons & Themes

Import your own custom 1:1 category icons. Enjoy OLED true black dark theme, automated transaction shortcuts, and voice logging.

No Awkward Reminders

CleverSplit™: Two-Way Handshake Bill Splitting

Other apps let one person mark a debt paid without the other person confirming, creating confusion and awkward balance mismatches. CleverSplit fixes this forever.

1
Log Group Bill & Attach Receipts

Split bills evenly or by custom amounts with compressed receipt photos. Instant real-time cloud sync across Android and iOS devices.

2
Direct 1-Tap UPI Payment

Tap "Pay via UPI". It opens GPay, PhonePe, or Paytm with the friend's UPI ID and the exact balance filled in.

3
Mutual Settlement Handshake

When paid, the recipient gets notified and confirms with one tap. Balances zero out cleanly without polluting personal offline budgets.

Settlement Flow Comparison

Why CleverSplit works better

Verified
Standard Split Apps

Anyone can mark debts as "Paid" unilaterally. Bloats your personal transaction history, copies duplicate IOU rows, and leaks financial habits to ad networks.

CleverSplit Solution

Two-way handshake verification. Group data remains strictly inside the group. Direct UPI link with zero middleman fee. 15-day recovery recycle bin.

iOS & Safari Progressive Web App

Have friends on iPhone? They can use CleverSplit with zero install.

You don't need all your friends to have Android phones. CleverSplit™ runs natively as a Progressive Web App (PWA) in Safari on iOS. Your iPhone friends can join your groups with your 6-letter invite code, split expenses, attach receipt photos, and confirm settlements via UPI in real time!

Step 1
Open in Safari
Visit /split on iPhone or scan the QR code.
Step 2
Add to Home Screen
Tap Share () & select "Add to Home Screen".
Step 3
Full Native Feel
Opens full-screen with offline support and live sync.
Launch CleverSplit on iPhone & Web Direct URL: clevercash.online/split
9:41
🏖️
Goa Trip 2026
Code: GOA402
Settlement Received
Rahul paid ₹1,450 (UPI)
Confirm ✅ Decline
Seafood Dinner ₹3,200
You paid • 4 members
Pay via UPI ⚡
Easy Setup

How to install the Android APK

Because CleverCash does not track your data, it is distributed directly as an official standalone APK package. Installing takes less than 30 seconds.

1

Download APK

Tap the Download APK button or scan the QR code below from your Android phone to save the latest APK.

2

Allow Installation

Tap the downloaded file. When prompted by Android, tap Settings and enable "Allow from this source" (Chrome / File Manager).

3

Tap Install

Tap Install. CleverCash will install immediately. All future updates can be checked and downloaded right within the app Settings!

Latest Release:

Ready to experience truly private finance?

Clean URL: clevercash.online/download

QR Code to Download
Scan to Download on Phone

Found a Bug or Have a Suggestion?

CleverCash is built with care. If you encountered an issue, have an idea for a feature, or want to contribute, please reach out directly!

Developer Direct Contact
ayanmalaviya111@gmail.com
Send Feedback to ayanmalaviya111@gmail.com